visualmoney.org is a digital project by
Global Commerce Media, LLC

42 Broadway, Suite 12-432

New York, NY 10004, USA

Email: visualmoneyblog@gmail.com

Authors: Nora Fehringer, Alexander Eser

Disclaimer

The content provided on Visual Money is for informational and educational purposes only. It is not intended as financial advice. Please consult a professional advisor for personalized financial guidance. The authors, Nora Fehringer and Alexander Eser, strive to ensure the accuracy and timeliness of the information shared, but no guarantee can be given that the information will always be up-to-date or entirely accurate. The opinions

Disclaimer: The content on this site is for informational and educational purposes only. It is not intended as financial advice. Please consult a professional advisor for personalized financial guidance.expressed are those of the authors and do not represent any financial, legal, or professional advice.

Copyright

© Visual Money 2024

Except where otherwise noted, content on this site is licensed under a Creative Commons Attribution-ShareAlike 4.0 International license.

1. Data Controller

The data controller responsible for the collection and processing of your personal data is:

Global Commerce Media, LLC

42 Broadway, Suite 12-432

New York, NY 10004, USA

Email: visualmoneyblog@gmail.com

2. What Personal Data We Collect

We may collect the following types of personal data:

Contact Information: When you use our contact form, we collect your name, email address, and any additional information you provide.

Newsletter Subscription: When you subscribe to our newsletter via Beehiiv, we collect your email address.

Usage Data: We use Google Analytics to collect data about your interaction with our site, such as pages visited, time spent on the website, and other browsing behavior.

Spotify Embeds: When you interact with embedded Spotify podcast episodes, Spotify may collect data based on their own privacy policies.

Social Media: If you share content using our social media buttons or follow us on platforms like Twitter, Meta (Instagram, Facebook, WhatsApp), and LinkedIn, these platforms may collect data as per their privacy policies.

3. Purpose of Data Processing

We collect and process your personal data for the following purposes:

To provide and improve our services, including content on our website.

To communicate with you via our newsletter if you have subscribed.

To respond to inquiries submitted via our contact form.

To analyze user behavior and improve the website using Google Analytics (aggregated, non-identifiable data).

To allow you to share content and follow us on social media platforms.

4. Legal Basis for Processing

Under the GDPR, we process your data based on:

Consent: When you sign up for our newsletter or contact us via the contact form, you provide consent for us to process your personal data.

Legitimate Interests: For improving our website experience (Google Analytics) and sharing podcast content (Spotify embeds).

5. Third-Party Services

We use the following third-party services that may process your personal data:

Ionos: We host our website on Ionos, which may collect server logs and IP addresses as part of its hosting services. We have signed a data processing agreement with Ionos. For more information, refer to Ionos's Privacy Policy.

Google Analytics: We use Google Analytics to track user activity. Google may collect data as per its own privacy practices. You can opt out by using the Google Analytics Opt-out Browser Add-on.

Beehiiv: When you subscribe to our newsletter, Beehiiv processes your email address. For more information, see their Privacy Policy.

Spotify: Interacting with our Spotify embeds allows Spotify to collect data as per their Privacy Policy.

Social Media: Sharing or following us on social media platforms like Twitter, Meta (Instagram, Facebook, WhatsApp), LinkedIn, and others may result in those platforms processing your data under their respective privacy policies.

6. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

7. Your Rights

You have the following rights regarding your personal data:

Right to Access: You can request access to the personal data we hold about you.

Right to Rectification: You can request corrections to your personal data.

Right to Erasure: You can request the deletion of your personal data.

Right to Restrict Processing: You can request a restriction on the processing of your personal data.

Right to Data Portability: You can request that your personal data be provided to you in a structured, commonly used, and machine-readable format.

Right to Object: You have the right to object to our processing of your data based on legitimate interests.

Right to Withdraw Consent: You can withdraw your consent to data processing at any time.

To exercise any of these rights, please contact us at visualmoneyblog@gmail.com.

8. Cookies

We use cookies, including those set by Google Analytics, to improve the user experience and analyze traffic on our site. These cookies help us understand how visitors interact with our content and improve site functionality. You can manage your cookie preferences or block cookies through your browser settings. Please note that disabling cookies may affect the functionality of the website.

9. Security

We implement appropriate technical and organizational measures to protect your data from unauthorized access, loss, or misuse.

10. Changes to the Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date.

11. Contact Information

If you have any questions or concerns regarding this Privacy Policy or your data, please contact us at visualmoneyblog@gmail.com.